Website Terms of Use

These Terms and Conditions (“Terms”) govern the use of finance enquiry services promoted as Snowy River Finance on the Snowy River Caravans website and in Snowy River Caravan dealerships.

1. Legal Entity & Licensing Disclosure
   Snowy River Finance is a service offered by Snowy River Caravans Pty Ltd | ACN: 667 936 807, acting as a Credit Representative (No. 553842) of Viking Asset Aggregation Pty Ltd | ACN: 661 296 457 | Australian Credit Licence (ACL) 543046.We are not a lender and do not provide credit ourselves. All loan products and credit decisions are made by independent licensed credit providers.
2. Nature of Finance Services
   Snowy River Finance is a credit assistance and referral service. When you submit an enquiry, your information is referred to an accredited finance broker or lender for the purpose of assessing your eligibility for finance.We do not:
   • Assess your creditworthiness;
   • Guarantee approval;
   • Provide financial, legal, or tax advice.

   You should seek independent advice before entering into any credit contract.

3. Loan Example & Comparison Rate
   Advertised rates and repayments are indicative only. For example:
   A secured caravan loan of $30,000 over 84 months with a $5,000 deposit and 6.69% interest rate has a comparison rate of 8.30% p.a.

   WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different loan terms, amounts or personal circumstances will result in different comparison rates.

4. Eligibility and Application
   Loan applications are subject to:
   • Credit assessment by the lender
   • Verification of identity and income
   • Responsible lending obligations
   • Minimum and maximum loan amounts based on asset type and applicant profile

   There is no guarantee of finance approval by submitting an enquiry.

5. Fees and Charges
   Loan products arranged via Snowy River Finance may include:
   • Establishment fees
   • Monthly service or account-keeping fees
   • Early termination charges
   • Default or dishonour fees

   You will receive a full disclosure of all fees and charges from the credit provider prior to accepting any loan offer.

6. Commissions and Referral Fees
   Snowy River Caravans may receive a referral commission from the credit provider or broker if your loan is settled. This commission does not increase the amount you pay. You may request details of this commission from the finance provider.
7. Digital Communications
   By submitting an enquiry, you consent to receiving follow-up contact via phone, email, or SMS for the purpose of:
   • Providing a quote
   • Completing your application
   • Sending related product offers (if opted-in)

   You may opt out of marketing communications at any time.

8. Accuracy of Information
   You must ensure that all information provided is truthful, complete, and not misleading. Providing false or incomplete information may delay your application or result in refusal of finance.
9. Limitation of Liability
   To the extent permitted by law, Snowy River Caravans disclaims all liability for:
   • Errors or omissions in finance content
   • Delays in processing your enquiry
   • Financial loss resulting from decisions made based on our advertising or information
10. Jurisdiction
    These Terms are governed by the laws of Victoria, Australia. All disputes shall be resolved in the Victorian courts.
11. Amendments
    We may revise these Terms at any time without notice. Updated Terms will be available on our website and take effect immediately upon posting.

1. The Snowy River Hybrid Range is now available for viewing and purchase at all authorised Snowy River Caravans dealerships across Australia and New Zealand.
2. Customers purchasing a new Hybrid model can expect delivery within four (4) weeks from the date of confirmed purchase and deposit payment. This is an estimated timeframe.
3. While Snowy River Caravans and its dealership network will make every reasonable effort to meet the four-week delivery window, delays may occur due to:
   • Supply chain or manufacturing disruptions
   • Transport and logistics delays
   • Custom build specifications or upgrades
   • Force majeure or unforeseen circumstances
   Snowy River Caravans and its authorised dealerships shall not be held liable for any delay outside their control.
4. General:
   • All standard Snowy River Caravans purchase terms and warranty conditions apply.
   • Snowy River Caravans reserves the right to update or amend these Terms and Conditions at any time without notice.